Credit cards
Okies, i'm not card crazy (like someone who has sooo.. many cards! Just kidding) and i only want that one credit card which i have been eyeing forever! Ha..
But I have been putting off to apply for it cos i'm so scared i would overspend with the card. But sometimes, i felt that it might be more inconvenient not to have one, like right now.
I'm so gonna fill up that form tomorrow..
But I have been putting off to apply for it cos i'm so scared i would overspend with the card. But sometimes, i felt that it might be more inconvenient not to have one, like right now.
I'm so gonna fill up that form tomorrow..
2 Wishes granted:
At 10:32 AM,
peccavi said…
Get the card and pay your bills on time... Ultimately, self discipline is what you need. If you are the kind to overspend, NETS is bad enough.
At 3:00 AM,
Anonymous said…
agreed!
Sometimes, having a card can be great, like when you pick up discounts or freebies.
Just pay your bills on time andyou'll be fine.
And if you have a palmpilot, like Eggie, keep a record of your spending.
KJ
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